BUSINESS CERTIFICATE OF DEPOSIT
$1,000 opening deposit required Interest compounded monthly Penalty for early closure
1 day to 6 months; 1 month of interest penalty
6 months or more; 3 months of interest penalty
CDs
The Peoples Bank has chosen not to participate in the FIDC's Transaction Account Guarantee Program. Customers of The Peoples Bank with noninterest-bearing transaction accounts will continue to be insured for up to $250,000 under the FDIC's general deposit insurance rules. FDIC deposit insurance will be temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.
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